Mortgages Start at
Diversified General FCU
Whether you're looking to purchase your dream home or refinance your current mortgage, Diversified General Federal Credit Union is here to help!
THE COMPANIES THAT MAKE THEIR LIFE SIMPLE
Let us help you find the perfect loan
for your perfect home!
FIRST BENEFIT
SECOND BENEFIT
THIRD BENEFIT
@IWantSimple A big part of our process is about validation and details, but speed to market is also key. Make it simple!
@IWantSimple A big part of our process is about validation and details, but speed to market is also key. Make it simple!
Apply today to make your
dream home a reality!
Full Suite of Mortgage Loan Programs to fit your unique needs!
About your
mortgage options
We provide solutions for your unique mortgage needs. From purchase to refinance, we offer programs to help you achieve your home financing goals.
Complete Suite of
Mortgage Programs
We offer a complete suite of mortgage programs including conventional and government loan options.
Low Down Payment Programs
Many of our loan programs offer flexible down payment requirements to make buying a new home more affordable.
Competitive Rates
and Closing Costs
Our mortgage rates are constantly changing so that we can stay competitive in the industry. We also keep our closing costs low to help you save money.
Easy Online Application
Our easy online mortgage application allows you to apply whenever works best for your schedule from virtually anywhere.
Full Team of Mortgage Experts
We are backed by a full team of mortgage experts to walk you through the mortgage process from application to closing.
Purchase or Refinance
Whether you're looking to purchase a new home or refinance your existing mortgage loan, we're here to help you with every step.
If you have questions and want to talk about your specific situation, call our expert Mortgage Consultant from Member First Mortgage today:
Ready to get started?
* This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Marta Dulaney, NMLS # 746406, is authorized to act as an agent of Diversified General Federal Credit Union and is authorized to represent Member First Mortgage, LLC (‘MFM’). MFM (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532) is a Licensed Mortgage Lender/Servicer and a partner of Diversified General Federal Credit Union (631 E Broadway, Logansport, IN 46947 | (574) 753.3547 | NMLS ID: 2373845). For MFM’s state disclosure information, please visit MFM’s website. For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.
*Marta Dulaney is authorized to represent Member First Mortgage, LLC. For MLO licensing information, please visit NMLS Consumer Access.
What to Expect
Complete a preapproval application and gather your pay stubs, bank statements, and 2 years of tax returns.
Contact a Real Estate Agent and provide them with your pre-approval letter along with a list of your wants/needs in a new home.
We will send you the loan estimate and early disclosures. Then we can move forward with underwriting the loan and ordering the appraisal.
Once you've found the perfect home and your offer has been accepted, you'll need to sign a Purchase Agreement so we can begin the financing process.
After the appraisal comes back and all conditions are met for underwriting, your loan will be clear to close.
All documents will then be finalized and your closing date will be scheduled!
On closing day, all final documents will be signed. Congratulations, you're a homeowner!
*Every mortgage is unique. This step-by-step process is simply to serve as a general outline of what you can expect during the mortgage process. We make no guarantees in regards to timelines, required documentation, approval, etc.
Mortgage Consultant
